Original Summary

​ I wanted to compare payment processors for small businesses to see how much of a difference their fees actually make. I put together a comparison of three popular options: Stripe, PayPal, and Whop , using their published rates on the same $1,000 transaction. For this comparison, I looked at standard online card payments for US businesses using US-issued cards, without international fees, currency conversions, or additional services. The calculation was pretty simple: Take the percentage each processor charges per transaction, add the fixed fee, and subtract both from $1,000. Here's how the numbers worked out: - Whop: 2.7% + $0.30 > $27.30 in fees > $972.70 left - Stripe: 2.9% + $0.30 > $29.30 in fees > $970.70 left - PayPal Checkout (cards): 2.99% + $0.49 > $30.39 in fees > $969.61 left Whop has the lowest base fee of these three options, saving $2 compared to Stripe and $3.09 compared to PayPal Checkout on a $1,000 transaction. The difference on a single transaction isn't huge, but even small differences in processing fees can add up over time. These are just the published base processing fees, not necessarily the total cost of using each platform. Additional fees may apply depending on the services and payment methods used.   submitted by   /u/Achilleszxc [link]   [comments]

  • 情报分类：商业与市场研究
  • 分类依据：内容涉及商业、投资或市场动态
  • 信息来源：Reddit · SaaS
  • 发布时间：2026/10/20 05:48:30