Original Summary

Getty Images The average interest rate on a new five-year fixed mortgage deal has hit 6% for the first time in three years, figures show. The cost of home loans has been rising in recent weeks, as lenders face higher costs amid international concern over rising prices, interest rates, and government borrowing costs. It means home buyers and anyone renewing a fixed deal have seen about 1,500 mortgage deals priced below 5% vanish since the start of September, according to the financial information service Moneyfacts. It described the situation as "brutal" for borrowers, with the average rate on five-year deals now at 6%, and at 5.98% on two-year fixed mortgages. For borrowers, the interest rate on a fixed mortgage does not change until it expires, usually after two or five years, and a new one is chosen to replace it. The vast majority of homeowners and buyers have this kind of mortgage. Since the Iran war began, global economic uncertainty has been pushing up the cost of deals.

中文概览

中文标题： 五年期抵押贷款平均利率三年来首次达到6%

数据显示，新五年期固定抵押贷款平均利率三年来首次达到6%。近几周房贷成本上升，贷款机构面临更高成本，背景是国际社会对物价、利率和政府借贷成本的担忧。Moneyfacts称，自9月初以来约有1500个利率低于5%的抵押贷款产品消失，对借款人而言形势“残酷”。五年期平均利率现为6%，两年期固定抵押贷款为5.98%。

  • 情报分类：商业与市场研究
  • 分类依据：涉及抵押贷款利率、借贷成本与市场走势
  • 信息来源：英语新闻 / BBC News Top Stories
  • 发布时间：2026/10/5 17:02:21