Original Summary

Wise closed the business accounts of my Delaware LLC and my Polish sole proprietorship. I&#x27;m not fighting the closure, I just want the remaining balances back: about 22k USD (LLC, held by Wise US Inc.) and about 3.4k PLN (sole proprietorship, Wise Europe SA).<p>What happened so far (2026):<p>- 17 Sep: account closed. Their email: &quot;We&#x27;ve closed your account. We&#x27;re unable to share the specific reason why we&#x27;re closing your account.&quot;<p>- 21 Sep: &quot;our decision to close these accounts is final&quot;, please send refund bank details. For the LLC they offer a PLN payout to my Polish company account.<p>- 22 Sep: I send the details. I send them again on 28 Sep, and that day Wise confirms it has &quot;all the details you provided&quot;.<p>- 29 Sep: they have my bank details and nothing more is needed from me.<p>- 6 Oct: one agent wants a photo ID and a selfie with ID to open an &quot;appeal&quot;, and says there&#x27;s no open complaint.<p>- 7 Oct: a complaint reference gets created. A different agent writes &quot;There is nothing further needed from you.&quot; and that I &quot;should never have been asked to submit an appeal&quot;.<p>- 8 Oct: &quot;The manual balance refunds are being processed directly by our specialist team.&quot; Later that day Support says it has &quot;exhausted all of our department options&quot;.<p>- 11 Oct: the Complaints Team partially upholds the complaint and offers compensation for the support failures. About the money: &quot;We are currently still conducting these checks on your remaining funds and are unable to provide an exact timeline for how long they may take.&quot;<p>- 13 Oct: after I chase them a second time, they ask for different payout accounts: a personal account for the LLC (instead of the Polish company account they suggested themselves on 21 Sep) and EUR instead of PLN for the sole proprietorship. Their words: &quot;Once we have your confirmation, we will be able to start processing your refund.&quot; I confirm both accounts in writing the same day and ask them to confirm the refunds are being processed.<p>- 14 Oct: urgent reminder. Five emails since 13 Oct, zero replies.<p>So: 27 days since the closure, no payout and no date. Today I filed complaints with Ombudsfin (Belgium) and the Delaware Office of the State Bank Commissioner.<p>Case ID 26303051, complaint refs 50738608 and 50962286.<p>Has anyone actually gotten money out of a closed Wise business account? How long did the &quot;checks&quot; take once you&#x27;d sent the account details they asked for?


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  • 信息来源:Hacker News 新项目
  • 发布时间:2026/10/14 22:23:38