Original Summary

After bouncing off every "link your bank and forget it" finance app, I built the opposite. Tesserae is a personal-finance planner where you enter your own numbers, about ten minutes a month, and that's the feature. It's what leaves you knowing your finances cold. No bank logins, so there's also nothing to leak. Where I went deep is retirement planning: Monte Carlo success odds, Roth conversion ladders, RMDs, Social Security, and the "bridge to 59½" gap. On top of that there's budgeting, a cash-flow forecast, equity/RSU tracking, and 14 free calculators. Solo-built, React + Supabase (one codebase for web, iOS, and Android via Capacitor), US-only for now. There's a no-signup demo: hit "Explore the live demo" on https://www.tesseraefinance.com/?utm_source=reddit&utm_medium=community&utm_content=sideproject and you're in a full sample household. Would love feedback on what's confusing or missing. The question I most want answered: is "ten minutes a month of typing" a filter you'd accept, or the reason you'd never install it?   submitted by   /u/bryan1534 [link]   [comments]

中文概览

中文标题： 我做了一个手动输入数字、不连接银行的理财规划工具（独立项目）

作者对“连上银行就不用管”的理财App都不满意，于是做了Tesserae：手动输入数字，每月约十分钟，不连接银行登录，也就没有可泄露的数据。重点在退休规划：蒙特卡洛成功率、Roth转换阶梯、RMD、社保及“到59岁半的过渡”。另有预算、现金流预测、股权/RSU追踪和14个免费计算器。独立开发，React + Supabase，经Capacitor覆盖Web、iOS、Android，目前仅限美国，并提供无需注册的演示。

  • 情报分类：开源项目与落地
  • 分类依据：独立开发的个人理财规划工具，介绍功能并征求反馈。
  • 信息来源：Reddit · SideProject
  • 发布时间：2026/9/17 21:55:27