Original Summary

Hey everyone, I’ve been tackling my own debt recently, and I wanted a clearer way to see the actual light at the end of the tunnel. Just staring at static balances can feel overwhelming, but visualizing how a payoff plan plays out makes the progress feel much more manageable. That’s why I built DebtFree OS. It’s a clean, straightforward tool designed to help you map out your debt payoff timeline and experiment with how changing your monthly payments affects your timeline. \### Privacy & How It Works \* 100% Local Storage: Your financial entries stay strictly in your browser on your device. I don’t collect, view, or store any of your personal financial data on a server. \* The Catch: Because it lives locally in your browser, your data won’t automatically sync across different devices, and clearing your browser history/cache will erase your saved plan. \* Zero Friction: No account creation, no login walls, and no tracking. 👉 Try it out here: [ https://lively-praline-10fd88.netlify.app/#/\](https://lively-praline-10fd88.netlify.app/#/) (Tip: Feel free to test it with made-up numbers just to play around with the charts and projections!) \### What I’d Love Feedback On: I’m actively improving the site and would genuinely appreciate some honest eyes on it: 1. Was it intuitive and easy to understand your payoff timeline? 2. Was anything confusing, missing, or buggy? 3. Is this something you would actually find useful in your day-to-day budgeting? Let me know what you think, and tear it apart if you find any bugs!   submitted by   /u/rambo17765 [link]   [comments]

中文概览

中文标题： 打造免费工具：无需下载应用或绑定银行账户，即可规划无债日期

作者因个人债务管理需求开发了 DebtFree OS，一个无需账户、无追踪、数据仅存浏览器本地的工具，可可视化债务还清时间线，并试验月供变化对时间线的影响。作者征求反馈：是否直观、有无缺失或错误、是否实用。

  • 情报分类：综合情报
  • 分类依据：个人债务还款可视化工具，非开源项目或技术学习，归为综合情报
  • 信息来源：Reddit · SideProject
  • 发布时间：2026/9/28 22:00:46